Defensive Driving

Reduce Points on Your Driving Record and Get a Discount on Your Insurance Premium

Through our New York State DMV-approved accident prevention course, known as PIRP, IPIRP and simply Defensive Driving Course, you can reduce your driver violation point total by up to 4 points. You can also save up to 10% on your car insurance liability, no-fault and collision insurance  premium each year  for 3 years!

PIRP and IPIRP

The term PIRP, or Point and Insurance Reduction Program, refers to taking this course in an actual classroom.  We have a Multitude of Classrooms in New York State, so click on the link to find one near you.

IPIRP specifically refers to our Online Course.  You can take it from the comfort of your own home and according to your schedule.  Whether you choose to take this in our classrooms, or sign up with our amazing online course, please know that we have taken measures to ensure we meet the strict standards set by the NY Department of Motor Vehicles. 

Even if you have a flawless driving record, our course can still be taken in order to save money on your monthly insurance rates. A discount of up to 10% can be applied to your current Liability and Collision premiums.  These savings can be earned by the main operator of a vehicle, and the discounts will remain in effect for 36 months.  When you get close to the end of the 3 years, and your savings are about to expire, you can simply take our course again!   We even send you a reminder to your email in case you forget.  There is no limit on the number of times you can take our IPIRP, so you can essentially enjoy permanent discounts for life.

How it Works

A safe driver will be involved in fewer accidents and understands that driving is a privilege.  To this end, we are an approved sponsor by the NY DMV to provide this course, both online and in classrooms.

  1. Take our course either Online or in a Classroom Near You.
  2. Upon completion, we will notify the NY DMV and provide you with the required paperwork that you will take to your insurance company.
  3. Your insurance company can provide you up to a 10% reduction off of your liability and collision coverage for the next 3 years.
  4. You are also eligible to have up to 4 Points reduced from your driving record.
  5. Take the course every three years to continue receiving these discounts.

Even better, where previously New Yorkers were required to complete the course in a physical classroom, the state recently allowed us to provide the course 100% online. 24/7 access to the Defensive Driving (IPIRP) class so you can complete the course on your time, your schedule.